This website includes information and content that is owned or licensed by Harris Associates L.P. and its affiliates (“Harris”).
The following Terms and Conditions (“Terms”) govern your use of the Harris website and all products, services, content, tools and information available through the website. Please read these Terms carefully. By accessing, browsing, logging into and/or otherwise using this website, you acknowledge that you have read, understood and agree to be legally bound by these Terms. If you do not agree with these Terms, please do not access this website or any pages thereof.
These Terms are in addition to any other agreements between you and us, including any customer or account agreements and any other agreements that govern your use of our or any third party’s products, services, content, tools and information available on this website.
We reserve the right to monitor the use of the website.
Scope of Use
The content provided on this website is provided for informational purposes only and is not intended to be a solicitation, offer, recommendation, representation of suitability or endorsement by us or our affiliates of any security, financial instrument or investment product. You should exercise prudent care when making investment decisions using any information provided on this website. Decisions based on information contained on this website are your sole responsibility. Nothing contained on this website constitutes tax, legal, insurance or investment advice. In exchange for using this website, you agree to defend, indemnify and hold Harris and its respective officers, directors, trustees, employees, affiliates, agents, licensors and suppliers harmless against any and all claims, losses, liability, costs and expenses (including but not limited to attorneys’ fees) resulting from or arising out of your use of or improper access to this website or its contents, or any violation by you of these Terms.
BEFORE ACQUIRING THE SHARES OF ANY MUTUAL FUND BY PURCHASE OR EXCHANGE, IT IS YOUR RESPONSIBILITY TO READ THE FUND’S PROSPECTUS.
While we will make every reasonable effort to ensure that the website content is complete, accurate and reliable, the information and services provided on this website are provided “AS IS” and without warranties of any kind, either expressed or implied. To the fullest extent permissible pursuant to applicable law, Harris disclaims all warranties, including, but not limited to, any warranty of non-infringement of third-party rights and any implied warranties of merchantability and fitness for a particular purpose. Harris does not warrant, either expressly or impliedly, the accuracy, timeliness, completeness, reliability or availability of the information, text, graphics, links or other items contained on this website. Website content is presented only as of the date published or indicated and may be superseded by subsequent market events or other reasons. We expressly disclaim all liability for errors and omissions in the materials on this website and for the use of the content, the interpretation by others of the content or the results of the use of the content contained on the website. WE SHALL NOT BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DAMAGES ARISING FROM ANY ACTIONS OR INVESTMENT DECISIONS TAKEN BY YOU BASED ON THE ACCURACY OF THE CONTENT ON THIS SITE.
While we will make every reasonable effort to maintain this website and its operation, Harris does not warrant that the functions contained in this website will be uninterrupted, timely, secure, that the results obtained from the website will be error-free, that defects will be corrected, or that the website will be free of viruses or other harmful components.
You agree that you are responsible for the means you use to access the website and understand that your hardware, software, the internet, your internet service provider and other third parties involved in connecting you to our website may not perform as intended or desired.
Limitation of Liability
HARRIS AND ITS RESPECTIVE AFFILIATES, OFFICERS, DIRECTORS, TRUSTEES, EMPLOYEES AND AGENTS WILL NOT BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DAMAGES OF ANY KIND, INCLUDING, BUT NOT LIMITED TO, DIRECT, CONSEQUENTIAL, INCIDENTAL, PUNITIVE, SPECIAL OR INDIRECT DAMAGES (INCLUDING BUT NOT LIMITED TO LOST PROFITS, TRADING LOSSES, DAMAGES THAT RESULT FROM YOUR USE OR LOSS OF USE OF THIS WEBSITE OR DAMAGES CAUSED BY THEFT OR UNAUTHORIZED ACCESS TO THIS WEBSITE), OR ANY OTHER MATTER RELATED TO THE USE OF THIS WEBSITE, EVEN IF HARRIS HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR LOSSES.
YOU ASSUME THE ENTIRE COST OF SERVICING, REPAIR OR CORRECTION THAT MAY BE NECESSARY FOR YOUR COMPUTER EQUIPMENT AND SOFTWARE AS A RESULT OF ANY VIRUSES, ERRORS OR OTHER PROBLEMS YOU INCUR AS A RESULT OF YOUR VISITING OR USE OF THIS WEBSITE.
IF YOU LIVE IN A STATE THAT DOES NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES OR IF YOU ACCESS THE WEBSITE SOLELY THROUGH AN ARRANGEMENT WITH YOUR EMPLOYER OR PLAN SPONSOR, SOME OR ALL OF THESE LIMITATIONS AND EXCLUSIONS MAY NOT APPLY TO YOU.
We also disclaim responsibility for damages third parties may cause to you through the use of this website, whether intentional or unintentional. For example, you understand that hackers could breach our security procedures and that we will not be responsible for any related damages.
Jurisdiction and Governing Law
The products and services referred to in this website are intended for U.S. residents only and may not be eligible for sale or available to residents of certain jurisdictions or countries. The information provided on this website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject Harris or its affiliates to any registration requirement in such jurisdiction or country.
The laws of the State of Illinois govern these Terms without regard to conflict of law provisions. If you take legal action relating to these Terms, you agree to file such action only in the Circuit Court of Cook County, Illinois or the United States District Court for the Northern District of Illinois and you consent and submit to the personal jurisdiction of those courts for the purpose of litigating any action with Harris, its affiliates or with any funds referenced in this website. You agree that you access this website on your own initiative and you are responsible for compliance with the laws and regulations that apply to you.
Limited License and Restrictions on Use
The content on this website is provided solely for your personal, non-commercial use. Harris grants you a limited, nonexclusive, nontransferable license to view, download and print the pages within this website solely for your personal, non-commercial use, provided that such printouts retain all applicable copyright and other proprietary notices contained in the materials.
Except as otherwise stated in these Terms or as expressly authorized by Harris in writing, you may not:
Trademarks, Copyrights and other Intellectual Property
The content contained on this website is owned or licensed by Harris and its third-party information providers and is protected by applicable copyrights, trademarks, service marks and/or other intellectual property rights. All trademarks, service marks, trade names, graphic images and logos displayed on this website are proprietary to Harris and/or their respective owners. Nothing contained on this website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark displayed on this website without the written permission of Harris or such other third party that may own the trademark displayed on this website. Your use of the trademarks displayed on this website, except as provided herein, is strictly prohibited as such modification or use violates our intellectual property rights.
Links to Other Websites / Third Party Content
Links to Harris from Other Websites
You may not display a hyperlink to any website owned or operated by Harris or any of its affiliates without our prior written consent. Requests for such approval should be submitted via the Contact Us form.
Transmissions to and From this Website
This website offers you the ability to email a message to Harris. Electronic communications can be intercepted by third parties and, accordingly, transmissions to and from this website may not be secure. When sending an email through this website, you should NOT include your user name or password or any other personally identifiable or private information such as your social security number or account number. Additionally, you should not submit any other confidential or proprietary information through this website. Harris specifically disclaims any warranty of security for an email transmitted to Harris. You agree that you may not use the email function of this website to request, authorize or effect the purchase or sale of any securities or other product, to change your account information or to send any other instructions regarding your account. Harris shall have no liability for any loss or damage that results from interception and/or unauthorized access and use by third parties of any information you send by email.
In lieu of sending information to Harris via this website, you may send Communications by mail, particularly those containing confidential information, to: Harris Associates L.P., Two North LaSalle Street Suite 500, Chicago IL, 60602, Attn: Legal / Compliance.
Certain parts of the website are protected by passwords or require a login and are restricted to authorized users only. You may not obtain unauthorized access to such parts of the website or to any other protected materials or information through any means without Harris authorization for your specific use. If you have a user name and password for access to non-public areas of the website, you are solely responsible for all activities that occur in connection with your user name and password. You should take all reasonable steps to protect the confidentiality of your user name and password. Notify Harris immediately if you become aware of any disclosure, loss, theft or unauthorized use of your username and password.
Most web browsers will automatically accept cookies but, if you wish, you can set your browser to prevent it from accepting cookies. The cookies we use do not detect any information that is stored on your computer.
Harris may terminate your access to the website for any reason, without prior notice.
No waiver by Harris of any right, term or provision under these Terms will be deemed a waiver of any other right, term or provision of these Terms at the time of such waiver or a waiver of that or any other right, term or provision of these Terms at any other time.
Integration and Severability
If any provision of these Terms is deemed unlawful, void or for any reason unenforceable, then that provision will be deemed severable from these Terms and will not affect the validity and enforceability of the remaining provisions.
Headings are inserted for convenience of reference only and do not constitute a part of the terms and conditions of use.
Last Updated: January 1, 2020